Tony Brewer View

If you have bad credit and find yourself not being able to get the loans that you want to get, you may find yourself in need of a credit repair .  Being able to fix your credit is possible if you understand how to do it.  There are companies like Best Legal Credit Repair that will help you with that process if you feel overwhelmed by it all.

Sometimes having bad credit is a result of erroneous reporting at the credit bureaus, and that is an easy thing to fix if you know how.  What’s not so easy  is fixing bad credit if it is a result of you not paying your bills!  But you really should check your credit reports for accuracy.  Three years ago I checked my credit report and found a lot of mistakes on it – there were other people’s debts on there that were clearly not mine!

I can not for the life of me figure out why they have three separate credit reporting agencies. One day I will take the time to research and find out where that whole idea came from and why. It just seems to me that someone, some where, with the proper type of authority that it would take, would get rid of two of them and only have the one. I don’t know who that person would be – but who ever it is would become very popular and well loved and appreciated by so many people for the effort.

Thanks to Lemuel Craft

Last month my boss announced to the office that we would all be getting a 10% pay cut across the board. I was already stretched to the limit financially, so I had to find a way to cut my costs. I am grateful that I still have a job, but I knew I was in trouble. I don’t make very much as it is, and every month I get deeper and deeper into credit card debt. My worst fear was that I would fall behind on bills and have to move back in with my mom and dad. I’ve been out on my own for over ten years now, so that would be a tough pill to swallow. The good thing is that cutting 10% wouldn’t be that difficult. I figured that I could do that by not eating out so many times each week and looking into my clear bundle pricing. Hopefully with these small changes I can make things work. I guess I’m just going to have to be more conscious of my spending if I don’t want to have to go back and live with mom and dad.