It seems that I’m always getting Credit Card offers in the mail, saying that I’m “pre approved” and offering me some ridiculous low rate.  When I read the offer, however, I find that the company plans on charging an absolutely ludicrous high interest rate and a huge annual fee to boot!

If I were in the market for a new Credit Card I would go to the cardhub.com website to use their wizard to help me figure out which credit card to apply for.  Their wizard is absolutely fantastic!  You simply plug in the variables you are willing (or desiring) and in a matter of seconds the website brings up the credit cards that match the variables that you have plugged in.  It simply cannot get any easier than that!