Well I got the estimate of damage on my car today – it is going to cost more than $5,000 to repair it!  I’ve sent a copy of the estimate to my insurance company and to my neighbor.  My neighbor is being uncooperative in the entire matter, claiming that he has no liability in the issue at all.  So my insurance is going to pay for now so I can get my car fixed, and then they will go after my neighbor to try to get their money back.  I hope my premiums don’t go up over this!