I’m afraid that Teri is not being very responsible with my credit cards lately.  I put her name on a couple of my card, telling her to use them for grocery shopping and household needs only.  I told her we had to budget our money, etc.  Well, the bills have come in for those cards and it looks like she went a little bit nuts with the cards, so I have had to take them away from her.  She is NOT happy about that at all!  I told her we are going to have to get her some cards in her own name and she will be responsible for paying them herself from her OWN paycheck!