Tony Brewer

Being in the real estate business, one of the things that I hear a lot of clients ask me about is whether or not they should get some kind of mortgage insurance.  I always tell them that I think that it is a good idea to invest in mortgage protection insurance.  When one buys a house, I think it is important to think about what will happen to the rest of the family if the mortgage holder is suddenly injured or killed.  Will they be able to make the payments, or will they lose the house and be out on the street?  With these uncertain economic times, buying  mortgage disability insurance and life insurance policies is simply a common sense thing to do.

NAA Life is one of the largest mortgage life insurance companies in the United States.  They sell a variety of insurances designed to help the homeowner hold on to their house in the event that something catastrophic happens to the family breadwinner.  They sell mortgage protection insurance, mortgage disability insurance, life insurance, and spouse life insurance.  Having these kinds of insurance is a good investment in a family’s peace of mind, knowing that if something happens to the breadwinner, the family will still have a home to live in.

The oil industry is playing games with the American consumer.  They say that the prices are hight because demand is high.  However, I was reading an article on the Time.com website that indicates that the demand has decreased significantly because the prices are so high.  And because the demand has decreased, the refineries are making less gasoline, causing a deliberate shortage, to keep the prices artificially high.  The increasing costs of fossil fuels will make it harder for people to travel for business OR for pleasure!  I think this is just more proof that the United States needs to develop alternative fuel sources so we won’t have to depend on fossil fuels at all.

I’ve found a website called weight-loss-diet-help.com that I’m going to tell Teri to check out for her weight loss plans.  It is a website that reviews most of the popular weight loss programs - even some I’ve never heard about!  For example, it has Jillian Michaels online fitness program reviews, which also includes coupons to the program. (In case you didn’t know, Jillian Michaels is one of the stars of the television show The Biggest Loser.)  It also reviews and offers coupons to the Weight Watchers program, which I’ve heard from hospital nutritionists is the best weight loss program “out there.”

It also reviews the Alli Weight Loss Diet Pills, which I’ve seen on the shelves of almost every grocery store and pharmacy I go into.  There has been a lot of advertising about this new pill!  This review is done by someone who actually tried it.  I was reading some of the interesting articles that the website has, I’m going to suggest to Teri that she read the article called The Diet Detective Plan - it gives suggestions about how to keep track of the food that you eat during the week by writing in a journal to help you figure out how to lose weight.

I hope Teri gets some benefit from this website; it looks like a good resource for anyone who is interesting in losing some weight!

Teri has decided that we need to lose weight.  I keep telling her that it is very hard to lose weight when you spend so much time on the road on business trips, but she is adamant that we try.  My doctor tells me that I am actually the “ideal weight” for my age and body type, so I think it is more a case of Teri is feeling that SHE needs to lose weight and she just wants some moral support by my going along with her.  So I told her that I’d be willing to look into some diet programs with her.  I know that losing weight really is more than just a “diet” program, it is changing your entire lifestyle, including eating right and exercising.